My comment: Calm down. I do not know about Taiwan, but it is common in US
for a person, before death, to buy a plot in the cemetery, a coffin and
insurance to cover funeral cost. This is called preparing for rainy days, in
Chinese and American idioms. ("The definition of "rainy day" by www.m-w.com
: "a period of want or need <saving for a rainy day>."